Insurance
04-05-2007, 10:36 AM
#1
Registered User
Thread Starter
Join Date: Apr 2007
Location: ontario, canada
Posts: 12
Insurance
WTF
i called a few places today, askin about 4 bikes 99 zx-6r, 99 gsx 6r, 99 cbr 600f4, and a 99 R6. im 18 and this is my first bike. before tellin them i had a speeding ticket last year the qoute was anywere from 8000 - 10,000. how the **** is anyone supposed to afford riding, thats more than twice the value of the bike. o i didnt metion that these guys supposably give good rates to bikes. **** JohnDuffy insurance.
has anyone else had **** like this happen
i called a few places today, askin about 4 bikes 99 zx-6r, 99 gsx 6r, 99 cbr 600f4, and a 99 R6. im 18 and this is my first bike. before tellin them i had a speeding ticket last year the qoute was anywere from 8000 - 10,000. how the **** is anyone supposed to afford riding, thats more than twice the value of the bike. o i didnt metion that these guys supposably give good rates to bikes. **** JohnDuffy insurance.
has anyone else had **** like this happen
04-05-2007, 11:32 AM
#9
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Join Date: Jun 2006
Location: Delaware
Age: 50
Posts: 449
04-05-2007, 11:42 AM
#11
Registered User
Join Date: Mar 2003
Location: TEXAS/MEXICO
Age: 44
Posts: 5,394
Re: Insurance
Get your parents to put you on there policy.
I paid $80 a month on my 929 for full coverage under my own policy. And that is with a minty clean driving record.
Anyone that says they pay $20 a month or some ridiculous low number on their own policy for full coverage is lying. Or they aren't on there own policy i.e mommy and daddy or they have liabilty only.
I paid $80 a month on my 929 for full coverage under my own policy. And that is with a minty clean driving record.
Anyone that says they pay $20 a month or some ridiculous low number on their own policy for full coverage is lying. Or they aren't on there own policy i.e mommy and daddy or they have liabilty only.
04-05-2007, 12:54 PM
#13
I Enjoy Posting At StuntLife!
Join Date: Apr 2006
Location: the bay, ca, usa
Age: 39
Posts: 2,445
Re: Insurance
i was quoted $760 a year for 929 liability, 21 years old, 4 points on my record right now, previous suspensions and many prior points and tickets. i pay $120 a month liability on my truck, it sucks but it's the first insurance i've really had since high school and 3 months after i got it in november i was driving down the street n got hit by a 19 year old
+1 for cheap insurance!
-1 for the wallet
oh yeah... BTW KID: UR GETTEN DONE IN THE BOOTY
+1 for cheap insurance!
-1 for the wallet
oh yeah... BTW KID: UR GETTEN DONE IN THE BOOTY
Last edited by E RacK; 04-05-2007 at 12:56 PM. Reason: forgot the booty
04-05-2007, 01:01 PM
#14
Registered User
Join Date: Feb 2006
Location: down souf
Posts: 23,438
Re: Insurance
correction, i'd be financially well off (not rich) if i didnt have 2 kids to support. besides, i dont have my MC endorsement yet and i need that to get insured. i'd go get it but it takes about 6 hours at the DMV since the line is so long. and trust me, i know about the corps; i did my time and got the **** out.
04-05-2007, 01:15 PM
#15
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Join Date: Oct 2004
Location: Anywhere wheelies happen
Age: 37
Posts: 5,868
Re: Insurance
+1
8000-12000? I'd just rock no insurance and pay a laywer to get you out of sticky situations
I paid $320 my first year on my 2002 f4i, first time DRIVER, first time RIDER (never had insurance before)
This year its $220
I'v been in a accident that I was not at fault, and i'v had a no registration ticket
edit: all I gotta say is **** The big places. Geico, progressive, state farm ect..
State farm quoted me at $1,500 a year, but then informed me you gotta be atl east 26 years old and have had your license for 10 years!
Geico quoted me at $1,200
And progresive said they can't even insure me because my record is too bad! I guess no registration and a not at fault ticket is too bad for a 19 year old
I didn't have **** when I got my insurance. No license/no permit.. Got my permit the day after gettin my insurance though
8000-12000? I'd just rock no insurance and pay a laywer to get you out of sticky situations
I paid $320 my first year on my 2002 f4i, first time DRIVER, first time RIDER (never had insurance before)
This year its $220
I'v been in a accident that I was not at fault, and i'v had a no registration ticket
edit: all I gotta say is **** The big places. Geico, progressive, state farm ect..
State farm quoted me at $1,500 a year, but then informed me you gotta be atl east 26 years old and have had your license for 10 years!
Geico quoted me at $1,200
And progresive said they can't even insure me because my record is too bad! I guess no registration and a not at fault ticket is too bad for a 19 year old
correction, i'd be financially well off (not rich) if i didnt have 2 kids to support. besides, i dont have my MC endorsement yet and i need that to get insured. i'd go get it but it takes about 6 hours at the DMV since the line is so long. and trust me, i know about the corps; i did my time and got the **** out.
Last edited by Towlieee; 04-05-2007 at 01:18 PM.
04-05-2007, 01:26 PM
#16
Registered User
Join Date: Oct 2002
Location: O-town FL
Age: 38
Posts: 7,852
Re: Insurance
At 18 years old on a 954 with a 2 or 3 tickets at the time - they wanted almost 7 grand a year for full coverage.
If you're getting insurance so that you can get a bank loan, just get a personal loan. Slightly higher interest but you don't have to insure chit. If you're getting insurance to register your bike, just get liability (or whatever your state's minimum coverage is) for the first month, register the bike, and drop the coverage. It will only cost ya a couple hundred bucks.
Goodluck.
If you're getting insurance so that you can get a bank loan, just get a personal loan. Slightly higher interest but you don't have to insure chit. If you're getting insurance to register your bike, just get liability (or whatever your state's minimum coverage is) for the first month, register the bike, and drop the coverage. It will only cost ya a couple hundred bucks.
Goodluck.
04-05-2007, 01:28 PM
#17
Registered User
Thread Starter
Join Date: Apr 2007
Location: ontario, canada
Posts: 12
Re: Insurance
i got one ticket for doin 30 over last year. im in canada so i dont think progressive is up here. and believe me ive tried gettin on my rents insurance. o and my insurance for my 99 VW Jetta Tdi is 330 a month wtf
04-05-2007, 01:43 PM
#20
Registered User
Join Date: Jun 2006
Location: Delaware
Age: 50
Posts: 449
Re: Insurance
correction, i'd be financially well off (not rich) if i didnt have 2 kids to support. besides, i dont have my MC endorsement yet and i need that to get insured. i'd go get it but it takes about 6 hours at the DMV since the line is so long. and trust me, i know about the corps; i did my time and got the **** out.
